JOHN studied finance at Wayne State University in Detroit, MI. Prior to joining Raymond James Financial Services, John spent 8 years at Wells Fargo Advisors providing participants with risk tolerance assessment, contribution determination, asset allocation assistance and investment planning. He has a long history of working with his clients to help find solutions to a variety of needs, including time as a mortgage banker and almost 17 years as a manager for some of the state's finest retail automotive dealers. Attention to detail, good listenin skills and great empathy are symbols of his appreciation for his clients. He is effectively supported by a team of administration, group benefits and investment product specialists, whose teamwork and professionalism help him build long-term relationships with his growing client base and provide excellent customer service. His focus is on 401(k) participant education and implementation, retirement planning and family financial solutions.