Denise Ruiz

Denise has more than 37 years of experience in the financial services industry. Organized and personable, she works closely with Timothy Cronin, Dominic Repetti and Damon DeLillo to provide an extraordinary client experience.

She joined NEXT Retirement Solutions in 2012 and has been working with the team since 1998, first at A.G. Edwards which subsequently become Wachovia and Wells Fargo Advisors after a merger and acquisition. She has held a variety of positions, including practice administration manager, branch administrator, registered client associate and operations manager.

Earlier in her career, she was a sales and administrative assistant at First San Diego Company/Western Financial, PaineWebber and Sutro & Company. She holds Series 7 and 63 securities licenses and a California insurance license.

Outside of work, she enjoys long walks with her yellow lab and spending time with her family especially her five grandchildren.